About Acorn.finance

Customers FUNDED since 1997!

If you’re funding a business or property, you need to know who’s working for you. 

fist-bump acorn.finance partnership

Here for you since 1997

Acorn.finance is a funding broker. Working on your behalf our expert team will get you or your business FUNDED

Founded in 1997 and still going strong.
Our longevity is your assurance that we’re supporting business owners just like you to get the very best funding for your needs.

Acorn.finance (Acorn Commercial Finance back in the day) was founded by Father and Son team Tom Thompson and Paul Thompson. 

Retired only 5 years ago Tom died recently but was pleased that Acorn.finance is in safe hands and is continuing to grow and help more business owners and property investors across the UK.

We’re proud of the service we offer our customers.
6 consecutive best UK broker awards and countless customer referrals are testament to the service you’ll receive with us.

We’ve been featured frequently in print media and on the BBC’s Inside Out programme.

A broker is only as good as it’s lending panel and with over 340 lenders accessible to you, your funding needs will be met. The panel is growing continually so rather than listing who we work with, rest assured the lender or product you need is likely to be on our panel, so talk to us about your needs.
Every award winning lender is on panel which covers almost all of the funding market.

Acorn.finance is growing into a national network with advisors for business, property and home finance in every part of England, Scotland, Wales and Northern Ireland.

We’re constantly on the lookout for the highest calibre of professionals within the sector or ready to commit to the highest standards of professionalism.

We also work with an international network of business introducers. Contact us now for more details.

A commercial finance broker is a company who arranges finance for their clients. 

We work from a panel of almost every lender (and other funding sources) in the UK market to ensure we can arrange the right funding for your needs.

As a busy business owner it’s unlikely that you’ll have the time to research the lending market, understand their lending criteria and deal with the requirements of multiple lenders.

Working with us will save you time and money, we’ll go straight to the best lender(s) for your needs and work with them until you get your funds.

Many lenders offer exclusive access to lenders, meaning that trying to “go it alone” might restrict you from the best finance products for your needs.

Acorn.finance is regulated by the Financial Conduct Authority and are full members of the National Association of Commercial Finance Brokers.

This means we conform to a code of conduct, have professional indemnity insurance and meet stringent financial requirements to maintain our authorisation.

The market is extremely diverse for funding, many lenders have specialist products for certain areas, like bridging finance, buy to let mortgages or business loans

Whilst your own bank might be able to offer some of the lending products Acorn.finance offer, they will not have the full range offered by other providers. 

Award winning broker

Paul Thompson


Paul trained with the Royal Navy to fly helicopters during the early 1990s, before studying for a degree in International Relations in Nottingham.

He began working alongside his father, Tom in 1997, forming Acorn Commercial Finance together later in that year.

Since then Paul was elected to the board of the National Association of Commercial Finance Brokers in 2003, serving the association for 5 years and held the directorship for Training and Education for 4 of those years.

Paul also featured on an episode of the BBC’s Inside Out investigative programme which focussed on an investigation into poor practices amongst some (other) finance brokers.

Since Tom’s retirement in 2016 Paul has been running the show and building Acorn.finance to the national brokerage it now is.

Paul is a regular speaker (Coronavirus aside) and has spoken on business and investor finance at a number of conferences and exhibitions.

Paul lives in York with his wife, Kate and her younger son.

Acorn.finance recently funded cases

What makes Acorn.finance unique?

Having more than 300 lenders on our lending panel means our key task is to keep things simple for you!

We call it F.U.N.D.E.D. 

It’s a simple 6 step process, which is unique to Acorn.finance

FUNDED means that your Acorn.finance broker will take the time to understand your funding needs today AND your future plans before we make recommendations;

It saves you time and money because by having that detailed understanding we go directly to the best sources of funding.

What types of funding can Acorn.finance arrange?

For property investors and property developers. Our panel of bridging lenders covers short term finance for refurbishment, conversion or development. 

You can also refinance your bridging loan or purchase directly onto a buy to let mortgage or commercial investment mortgage.

Our finance experts have extensive experience in the commercial funding market and using our FUNDED model.

Funding built for you

Flats in Edinburgh, ideal first time investment for a buy to let mortgage

Does Acorn.finance work with all businesses?

Your business needs funds, from looking after day to day cash flow to property purchases.

Through Acorn.finance you can access a market leading panel of almost 350 lending sources.

Our finance experts have extensive experience in the commercial funding market and using our FUNDED model.

Perfect for your business

commercial investment mortgage for property purchase

What about my home mortgage?

Useful finance links and resources