• Acorn.finance - independent

    Business loans

    Arranging business loans for small business is our bread and butter. 

    Even with the advances in technology small businesses still get a raw deal from the big banks - they ask for more and more information and then, at the last minute they decline the application.

    With Acorn.finance it's different; 

    Business loans
  • Acorn.finance - independent

    Business loans

    Working with our experts we'll ensure that;

    • Your application goes to lenders who will lend to businesses like yours
    • The lender has all the information they need to make a decision quickly
    Business loans
  • Acorn.finance -

    If you're starting up a business or your business is less than 2 years old then you could be eligible for a UK Government backed start up loan.

    You'll need to be 18 or over, live in the UK and have a viable business plan.

     

    Start Up  loans
  • Secured or unsecured?

    Business loan options

    Whilst some lenders have relatively small lending limits, if your business can cover it you can borrow up to £350,000 unsecured.

    Find out more - now

    Business loan options

    We believe in making things simple so you have more time to run your business.

    We call it F.U.N.D.E.D. It’s a 6 step process, which is unique to Acorn.finance.

    FUNDED means that we understand your finance case and business before we make recommendations.  It saves time and money because by having that detailed understanding your Acorn.finance broker can go directly to the best sources of funding.

    Business loan frequently asked questions

    I have bad credit - can I still get a small business loan?

    As is always the case, it's going to depend on how bad your credit report is, so - first port of call is to check your report (not score) with each of the three main agencies;

    • Experian
    • Equifax
    • Credit Karma

    We advise you check all three as sometimes their records will be different.

    Once you have that, discuss the circumstances around your adverse with your advisor, there are many business finance lenders who will be flexible around some adverse credit in your past and still approve you for a business loan.

    We have many different lenders and types of business loan, so a rejection from one does not mean you can't get finance at all.

    How long do I need to be trading before I can get a business loan?

    Because Acorn.finance work with the Start Up Loans Company amongst our many other lenders, you'll have funding availability from the very earliest days of your business journey.

    Business loan lenders have different requirements around what information they need and how long you need to have been trading to be eligible for a loan.

    Check with your advisor and we'll get the right loan for you.

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    © Acorn Finance & Mortgage Ltd 2020.

    Appointed Representative of Acorn.finance which is authorised and regulated by the Financial Conduct Authority.

    Full member of the National Association of Commercial Finance Brokers.