start up loans, business plans and funding | award winning

Start up loans

Starting your business with

Start-up Loans | Business mortgages | Cash-flow funding | Equipment finance

We have built up a great relationship with the team at Acorn, and they have made all our business purchases very straightforward.

Dennis & Maggie Cottam 3 businesses purchased with the help of

Starting up in business

Why come to to fund your start up business? have worked with many business start-ups and early-stage enterprises over the last 20 years and understand the difficulties faced with getting started in business.

Finding the right sources of business finance for your start-up is not as simple as just trying the bank, work closely with all the major banks and many other finance providers.  By working together to understand your needs and aspirations we’ll arrange the funding your business needs to get off to the best possible start.

One potential route to funding is through a UK government-backed Start Up Loan.

With free business support included it’s a great funding option for you if you’re starting up or have been trading for less than two years.

  • Borrow up to £25,000 (the average loan granted is over £7,000).
  • Repay over a term from 1 to 5 years.
  • Pay a fixed, low interest rate of 6% p.a.
  • No additional set up fees charged.
  • No penalties for repaying early.

Free business support from Start Up Loans

  • Help before you start with writing your business plan and cash-flow forecasts.
  • Free mentoring for your first year in business.
  • Access to start up guides and templates.
  • Exclusive money saving offers.

Other options for start up funding


Of course many business start up ideas do not fit with the criteria of the government scheme – or your business might already have had funding from one of these schemes. That doesn’t mean we’re at the end of the line, many of the funding partners will work with new start ups and early stage businesses in a variety of different sectors including;

I got the best deal and the best service

Jillie Stross – past and future customer

Starting up your property business

Property investment is one of the key business sectors falling outside the UK government start up loans scheme.   As buy to let investing and property trading are such major parts of the UK economy it’s important to get the best advice before starting.

Buy to let investing

Buy to let as an individual or Limited company?

The changes in taxation brought in by the Cameron/Osborne government have changed the buy-to-let market but have in no way made it unattractive to invest in property.

For many investors, a limited company is the best way to avoid the loss of tax relief on interest payments.  You should check your own situation before committing either way as incorporating later will be costly.

If your portfolio is likely to remain small then the lower interest rates we can arrange for an individual might out-weigh the additional taxation.  Those looking to grow a larger portfolio could be better off starting out in a limited company.

Take professional tax advice from an accountant before making the decision.

Property trading – Refurbishing or developing

Bridging finance and short term loans

If you have (or can access) the skills needed to develop, refurbish or convert property or you can simply source properties at a good enough discount to be able to sell them for a profit then this could form the basis of your business plan. have access to a broad selection of specialist property funders to get your business started and off to the best possible start.

First time buyers

First time Landlords




Very quick and easy process which has now enabled me to grow my business. Wouldn’t use anyone else!

We have used for over 20 years and can’t recommend them enough, very knowledgable, efficient, friendly and would definitely use them again

Les Kynes – past and future customer

Superb service from the first phone call to the final transaction. Acorn were fantastic and we would never of got funding without them, we are now in our third year of trading and business is great.

Lisa Whitney – 5* Customer review

Contact – call us free

344 – 354 Gray’s Inn Road



Redwood House

Brotherswood Court

Almondsbury Business Park

Bristol, BS32 4QW,

Peter House

Oxford Street


M1 5AN

No 2 Wellington Place



83 Princes St.



Or complete our contact form and we’ll contact you.