Cash-flow loan - Acorn.finance - funding for property & trading busines

The problems with business cash flow

Cash flow gap

My suppliers expect payment to ship, my customers get 90 days credit!

How do I pay them?

Speed

When cash-flow problems hit you need funding quick! Not to wait weeks for the bank to decide what they can do…

Flexibility

Every business is unique and so one solution never fits everyone.

So why does the bank only offer you one product?

We have built up a great relationship with the team at Acorn, and they have made all our business purchases very straightforward.

Dennis & Maggie Cottam 3 businesses purchased with the help of Acorn.finance

The mistakes business owners make…

Asking for too much

Only take as much as you need.  Your business is going to have to pay all that money back, with interest so to keep the business as healthy as possible for the future, only take what you need to.

Asking for too little!

Crazy as it sounds – not borrowing enough for your business is virtually as risky as borrowing too much.

If you don’t have enough capital to complete the project that you are funding, then the potential of leaving something half finished could be worse than not starting it at all.

Understand all the costs and work in a contingency if it’s needed.

Not being fully prepared!

Lenders want to know who they are lending to, why and how they will get their money back.  Not having up to date accounts, directors on board or basic information available will bring your application to a rapid halt.

Not checking your credit file!

Having bad credit is not the end of the line when it comes to applying for a loan for your business – but not disclosing it can be a major problem.

Check all directors credit before applying and, if there’s something wrong, forget your bank, start working with us immediately.

Lacking a business plan!

What’s the money for? What difference will borrowing make to your business?

Without a plan the funder is not going to understand why they are lending you the money or when to expect it back!

Not checking the terms!

A business loan can be a major commitment, understand what you are signing and if in doubt get an expert to explain it to you.

Expecting the lender to shoulder all the risk!

If you’ve got collateral but don’t want to risk it for your business then why should the lender take a risk on you?

If you don’t have the confidence to back your business then why should they?

Working with Acorn.finance is better

Acorn.finance have the broadest range of cash-flow lenders to fund your business.

Our funding experts will work with you to gain an understanding of your funding issue, the background to you and your business and only once they have a thorough knowledge of your situation will we make a funding recommendation.

I got the best deal and the best service

Jillie Stross – past and future Acorn.finance customer

Funding options – business finance

Cash-flow funding

Very quick and easy process which has now enabled me to grow my business. Wouldn’t use anyone else!

We also arrange property finance

We have used Acorn.finance for over 20 years and can’t recommend them enough, very knowledgable, efficient, friendly and would definitely use them again

Les Kynes – past and future Acorn.finance customer

Opportunities to work with Acorn.finance

Acorn.finance work with a broad variety of introducers from a broad variety of sectors including;

  • Business transfer agents
  • Estate agents
  • Accountants
  • Solicitors
  • Mortgage Brokers
  • Financial Advisors
  • Insolvency Practitioners
  • Business Consultants
  • Coaches

As one of the UK’s leading commercial brokers, Acorn.finance is growing our regional representation.

We’re looking for entrepreneurial business to business experts to join our rapidly expanding team in order to meet our mission of Every business & Every Investor having access to the best possible funding sources.

Working with a broad selection of bridging lenders in the regulated space and Together Residential Mortgage,  Acorn.finance can package the cases your network stops you processing.

Superb service from the first phone call to the final transaction. Acorn were fantastic and we would never of got funding without them, we are now in our third year of trading and business is great.

Lisa Whitney – 5* Customer review

Contact Acorn.finance – call us free

344 – 354 Gray’s Inn Road

London

WC1X  8BP

Redwood House

Brotherswood Court

Almondsbury Business Park

Bristol, BS32 4QW,

Peter House

Oxford Street

Manchester,

M1 5AN

No 2 Wellington Place

Leeds

LS1 4AP

83 Princes St.

Edinburgh

EH2 2ER

Or complete our contact form and we’ll contact you.


Small business loan

Low minimum turnover

Flexible repayment terms

No minimum time trading

Security not always needed (only a Personal Guarantee)

Flexible facility

Extend or replace your overdraft

Use, repay and re-use the facility

Working capital, equipment, wages or growth

Merchant cash advance

Borrow against future card sales

Flexible repayment options

Pay a percentage of card sales

Less for a quiet month, more if you’re busy

Traditional lenders

As a whole of market broker we have access to the major banks and fintech lenders.

Crowdfunding

We can also access all the crowdfunding platforms offering;

Loans

Equity investments

Rewards and gifts