Here are the step-by-step instructions on how to download your credit reports from the three main credit reference agencies: Experian, Equifax, and TransUnion.
Experian
- Go to the Experian website at https://www.experian.com/
- Click on “Sign In” at the top right corner of the page
- If you already have an account, enter your email address and password to log in. If you do not have an account, click on “Sign Up” to create one.
- Once you are logged in, click on “Credit Reports and Scores” in the main menu.
- Click on “View Report” next to the credit report you want to download.
- Click on “Download Report” at the bottom of the page.
- You will be prompted to verify your identity with some personal information. Follow the on-screen instructions to complete the verification process.
- After you verify your identity, you can download your credit report as a PDF file.
Equifax
- Go to the Equifax website at https://www.equifax.com/
- Click on “Get Started” under “Get Your Free Credit Report & Score” section
- Fill out the personal information form to create an account.
- After you sign up, click on “Get Your Free Credit Report and Score” on the main page
- Follow the on-screen instructions to answer the identity verification questions.
- After you verify your identity, you can download your credit report as a PDF file.
TransUnion
- Go to the TransUnion website at https://www.transunion.com/
- Click on “Sign In” at the top right corner of the page.
- If you already have an account, enter your email address and password to log in. If you do not have an account, click on “Sign Up” to create one.
- Once you are logged in, click on “Credit Report” in the main menu.
- Click on “View Report” next to the credit report you want to download.
- Click on “Download Report” at the bottom of the page.
- You will be prompted to verify your identity with some personal information. Follow the on-screen instructions to complete the verification process.
- After you verify your identity, you can download your credit report as a PDF file.