Growing the business - Acorn.finance - commercial mortgages, bridging loans & property funding

Business Growth – You think of it, we’ll fund it!

Unsecured business loans | Secured business loans | Traditional lenders | Crowd-funding | Cash-flow lending | Import/Export | Asset finance

The problems with business growth

Opportunities

Business opportunities come and go. So often we can’t grab the ones we should because by the time the bank have made a decision on funding, someone else has got in there! Funding takes too long and the big banks prefer big business to small.

Finding business ideas

New business ideas seem to be offered to my competition first – I only get offered the one’s they don’t want!

The bank won’t lend any more

The big banks have strict criteria around lending, it’s all connected to your whole business, your current account and overdraft. That means they might stop lending just when you need it!

We have built up a great relationship with the team at Acorn, and they have made all our business purchases very straightforward.

Dennis & Maggie Cottam 3 businesses purchased with the help of Acorn.finance

7 finance mistakes to avoid if you want to grow a business

Asking the bank

The vast majority of small business owners limit their chances of success when applying for growth finance by only asking one source – their own bank.

WHY? I hear you ask!

Lack of preparation

When business opportunities arise, owners rush down to the bank and hastily fill in a loan application form.  There’s no preparation and planning and it leads to a very predictable response.

Research

Lenders want to know why you want the funds.  So if you can’t explain the business idea and how it will help your business grow you can kiss the funding and the opportunity goodbye.

Hiding the negatives

Having bad credit is not the end of the line when it comes to applying for a loan for your business – but not disclosing it can be a major problem.

Check all directors credit before applying and, if there’s something wrong, forget your bank, start working with us immediately.

Lacking a business plan!

What’s the money for? What difference will borrowing make to your business?

Without a plan the funder is not going to understand why they are lending you the money or when to expect it back!

Not checking the terms!

Any business finance can be a major commitment, understand what you are signing and if in doubt get an expert to explain it to you. You could be tied in for longer than you think!

Expecting the lender to shoulder all the risk!

If you’ve got collateral but don’t want to risk it for your business then why should the lender take a risk on you?

If you don’t have the confidence to back your business then why should they?

Working with Acorn.finance is better

Your Acorn.finance funding expert will first take the time to understand your business, your growth plans and how you’ve got to where you are now.

That will help us to make the best recommendation regarding the type of finance product, which source to approach and the information we need to collate for a successful application.

Once you’ve made the most of the new business opportunity we’ll be on hand to advise and assist so that you’ll be ready for the next growth opportunity when it comes along.

Grow a business

Once your business is up and trading then you’ll have an idea of the issues which are holding you back, it might be the ability to purchase stock, the need for more employees, equipment, research and development of new product areas, the establishment of additional sites or a whole range of other issues.

Working with Acorn.finance on your plan to grow a business means that you have access to almost three hundred lending sources, institutional and private.  Each having their own speciality.  Your Acorn.finance expert will work with you to create a bespoke solution to your particular growth blocks and get your business growing.

Just because you might have been rejected with a previous application our range of lenders are able to deal with many issues. Just chat to one of our experts to discuss your particular problems.

I got the best deal and the best service

Jillie Stross – past and future Acorn.finance customer

Funding options – business finance

Cash-flow funding

Very quick and easy process which has now enabled me to grow my business. Wouldn’t use anyone else!

We also arrange property finance

We have used Acorn.finance for over 20 years and can’t recommend them enough, very knowledgable, efficient, friendly and would definitely use them again

Les Kynes – past and future Acorn.finance customer

Superb service from the first phone call to the final transaction. Acorn were fantastic and we would never of got funding without them, we are now in our third year of trading and business is great.

Lisa Whitney – 5* Customer review

Contact Acorn.finance – call us free

344 – 354 Gray’s Inn Road

London

WC1X  8BP

Redwood House

Brotherswood Court

Almondsbury Business Park

Bristol, BS32 4QW,

Peter House

Oxford Street

Manchester,

M1 5AN

No 2 Wellington Place

Leeds

LS1 4AP

83 Princes St.

Edinburgh

EH2 2ER

Or complete our contact form and we’ll contact you.


Small business loan

Low minimum turnover

Flexible repayment terms

No minimum time trading

Security not always needed (only a Personal Guarantee)

Flexible facility

Extend or replace your overdraft

Use, repay and re-use the facility

Working capital, equipment, wages or growth

Merchant cash advance

Borrow against future card sales

Flexible repayment options

Pay a percentage of card sales

Less for a quiet month, more if you’re busy

Traditional lenders

As a whole of market broker we have access to the major banks and fintech lenders.

Crowdfunding

We can also access all the crowdfunding platforms offering;

Loans

Equity investments

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