Property finance - Acorn.finance - commercial mortgages, bridging loans & property funding

Property finance

Property finance

Buy to let mortgage | Commercial investment mortgage | Semi-commercial investment mortgage | Auction purchase | Property refurbishment | Building and development | Conversion and change of use

The problems with funding property

I don’t have all the information

As every lender has their own requirements for information and documentation, not knowing what is needed and if you’re going to meet their criteria can waste months on the wrong application.

The right property

If you don’t know your borrowing power then the most profitable profits are bound to go to someone else.

Wasting fees and interest

Accepting the lender you already know or not going to the best brokers in the market could end up in wasted application fees or a higher interest rate than you should be paying.

We have built up a great relationship with the team at Acorn, and they have made all our business purchases very straightforward.

Dennis & Maggie Cottam 3 businesses purchased with the help of Acorn.finance

The mistakes property professionals make…

Asking for too much

Only take as much as you need.  Your business is going to have to pay all that money back, with interest so to keep the business as healthy as possible for the future, only take what you need to.

Asking for too little!

Crazy as it sounds – not borrowing enough for your business is virtually as risky as borrowing too much.

If you don’t have enough capital to complete the project that you are funding, then the potential of leaving something half finished could be worse than not starting it at all.

Understand all the costs and work in a contingency if it’s needed.

Not being fully prepared!

Lenders want to know who they are lending to, why and how they will get their money back.  Not having up to date accounts, directors on board or basic information available will bring your application to a rapid halt.

Not checking your credit file!

Having bad credit is not the end of the line when it comes to applying for a loan for your business – but not disclosing it can be a major problem.

Check all directors credit before applying and, if there’s something wrong, forget your bank, start working with us immediately.

Lacking a business plan!

What’s the money for? What difference will borrowing make to your business?

Without a plan the funder is not going to understand why they are lending you the money or when to expect it back!

Not checking the terms!

A business loan can be a major commitment, understand what you are signing and if in doubt get an expert to explain it to you.

Expecting the lender to shoulder all the risk!

If you’ve got collateral but don’t want to risk it for your business then why should the lender take a risk on you?

If you don’t have the confidence to back your business then why should they?

Working with Acorn.finance is better

The best Return on Investment (ROI)

Working with the best lender for your particular proposition means that your deposit will go further and you’ll be able to buy a more profitable business. Getting the best possible business for your money could man the difference between massive success and failure.  Of course the right business with the most potential is perfect for the some, while tweaking an already good business works for others.

It’s important to understand your personal strengths and skills before settling on which unit to purchase.

Lower Risk

Buying a profitable business means less risk, even if you are borrowing more the fact that the business is already capable of paying the business loan or commercial mortgage then the risk is far lower than that of starting from scratch.

Saving you time – getting the funding you need faster

Working with the Acorn.finance experts will mean you’ll be moving forward with the loan in the bank before the competition have even got off the starting blocks.

By working together we’ll;

  • Gain an understanding of your needs, skills and experience.
  • Work with you and to find and arrange the perfect funding solution.
  • Get the right application pack into the right hands quickly.
  • Work with all the relevant professionals to ensure things progress.
  • Keep working until the day you move in, and beyond.

I got the best deal and the best service

Jillie Stross – past and future Acorn.finance customer

Funding options – property finance

Commercial mortgages

Borrow up to 100% of the value of your business premises with a commercial mortgage from an Acorn.finance lending partner.  For purchase or refinance of any business trading from premises or property to move into.

Business mortgages from 5 – 30 years from a variety of lenders, hand chosen for your needs.

Buy to let mortgages

Grow your portfolio or get the property you want using the specialist selection of buy to let mortgage lenders from acorn.finance – Guaranteed.

Specialist requirements need specialist lenders, we’ll take the time to understand your needs before recommending the ideal mortgage to take your portfolio forward.

Bridging Loans

For a short-term loan (up to 36 months) arranged quickly (in as little as 24 hours) the only answer is a bridging loan from one of our industry leading bridging lenders.

Refurbishment and conversion

For property investors wanting to maximise profit, landlords refreshing their stock or developers upgrading residential or commercial property to remarket.  Acorn.finance have the lender and the product to suit your needs.

Development finance

For experienced developers or first-time builders Acorn.finance has a lender to suit your needs, from the lowest rates to the least deposit and 100% funding.

Revolving credit facility

For the property professional growing a portfolio quickly, cash is king.

Release the equity tied up in your portfolio and write yourself a hunting licence.

Very quick and easy process which has now enabled me to grow my business. Wouldn’t use anyone else!

We also arrange property finance

We have used Acorn.finance for over 20 years and can’t recommend them enough, very knowledgable, efficient, friendly and would definitely use them again

Les Kynes – past and future Acorn.finance customer

Opportunities to work with Acorn.finance

Acorn.finance work with a broad variety of introducers from a broad variety of sectors including;

  • Business transfer agents
  • Estate agents
  • Accountants
  • Solicitors
  • Mortgage Brokers
  • Financial Advisors
  • Insolvency Practitioners
  • Business Consultants
  • Coaches

As one of the UK’s leading commercial brokers, Acorn.finance is growing our regional representation.

We’re looking for entrepreneurial business to business experts to join our rapidly expanding team in order to meet our mission of Every business & Every Investor having access to the best possible funding sources.

Working with a broad selection of bridging lenders in the regulated space and Together Residential Mortgage,  Acorn.finance can package the cases your network stops you processing.

Superb service from the first phone call to the final transaction. Acorn were fantastic and we would never of got funding without them, we are now in our third year of trading and business is great.

Lisa Whitney – 5* Customer review

Contact Acorn.finance – call us free

344 – 354 Gray’s Inn Road

London

WC1X  8BP

Redwood House

Brotherswood Court

Almondsbury Business Park

Bristol, BS32 4QW,

Peter House

Oxford Street

Manchester,

M1 5AN

No 2 Wellington Place

Leeds

LS1 4AP

83 Princes St.

Edinburgh

EH2 2ER

Or complete our contact form and we’ll contact you.


Small business loan

Low minimum turnover

Flexible repayment terms

No minimum time trading

Security not always needed (only a Personal Guarantee)

Flexible facility

Extend or replace your overdraft

Use, repay and re-use the facility

Working capital, equipment, wages or growth

Merchant cash advance

Borrow against future card sales

Flexible repayment options

Pay a percentage of card sales

Less for a quiet month, more if you’re busy

Traditional lenders

As a whole of market broker we have access to the major banks and fintech lenders.

Crowdfunding

We can also access all the crowdfunding platforms offering;

Loans

Equity investments

Rewards and gifts