Revolving facility | Commercial finance | Property funding |

Revolving finance – Property portfolio

Revolving Credit Facility

Working Capital | Portfolio Growth | Overdraft Replacement | Business Growth | Property Purchase

The problems with overdrafts and loans

Overdraft reviews

Overdrafts are reviewed each year but can be withdrawn anytime! That could leave your business in a hole just when you need the funding.


Not all our businesses are exactly the same every month, so a fixed payment might not fit your own circumstances.

Equity locked away

Banks will often look at past performance rather than your future projections.

We have built up a great relationship with the team at Acorn, and they have made all our business purchases very straightforward.

Dennis & Maggie Cottam 3 businesses purchased with the help of

The mistakes business owners make…

Only asking "the Bank"

There are hundreds of lending sources out there with individual products which suit many different businesses. Your bank overdraft might not be the perfect solution for your business or property portfolio.

Asking for too little!

Crazy as it sounds – not borrowing enough for your business is virtually as risky as borrowing too much.

If you don’t have enough capital to complete the project that you are funding, then the potential of leaving something half finished could be worse than not starting it at all.

Understand all the costs and work in a contingency if it’s needed.

Not being fully prepared!

Lenders want to know who they are lending to, why and how they will get their money back.  Not having up to date accounts, directors on board or basic information available will bring your application to a rapid halt.

Not checking your credit file!

Having bad credit is not the end of the line when it comes to applying for a loan for your business – but not disclosing it can be a major problem.

Check all directors credit before applying and, if there’s something wrong, forget your bank, start working with us immediately.

Lacking a business plan!

What’s the money for? What difference will borrowing make to your business?

Without a plan the funder is not going to understand why they are lending you the money or when to expect it back!

Not checking the terms!

A business loan can be a major commitment, understand what you are signing and if in doubt get an expert to explain it to you.

Expecting the lender to shoulder all the risk!

If you’ve got collateral but don’t want to risk it for your business then why should the lender take a risk on you?

If you don’t have the confidence to back your business then why should they?

Working with is better

Typical Revolving Credit Facility Benefits


Agree a facility and use any amount up to that limit.

Pay some back, take some more, it’s your choice.


Have up to date information ready and your facility can be ready within a couple of days, maybe even the same day.

Let’s get started!

No charges

Most revolving credit facilities will be secured with a personal guarantee rather than a property charge.

This reduces the setup costs and speeds the process of you getting your funds.

Apps and portals

All our lenders are committed to giving you easy access to your funds.  Draw and repay with a click and a swipe.

Improve profitability

Borrow to make more profit?

What if you could pay suppliers faster and get better discounts?

Meet your needs

Funding when you need it, for what you need for.

Any legal use – for all property or business purposes.

Combine with other funding

Create your own bespoke funding line using revolving credit, loans, mortgages, overdrafts or trade finance.

Once we understand your business needs we’ll work with you to create the perfect solution.

I got the best deal and the best service

Jillie Stross – past and future customer

Funding options – business finance

Cash-flow funding

Very quick and easy process which has now enabled me to grow my business. Wouldn’t use anyone else!

We also arrange property finance

We have used for over 20 years and can’t recommend them enough, very knowledgable, efficient, friendly and would definitely use them again

Les Kynes – past and future customer

Opportunities to work with work with a broad variety of introducers from a broad variety of sectors including;

  • Business transfer agents
  • Estate agents
  • Accountants
  • Solicitors
  • Mortgage Brokers
  • Financial Advisors
  • Insolvency Practitioners
  • Business Consultants
  • Coaches

As one of the UK’s leading commercial brokers, is growing our regional representation.

We’re looking for entrepreneurial business to business experts to join our rapidly expanding team in order to meet our mission of Every business & Every Investor having access to the best possible funding sources.

Working with a broad selection of bridging lenders in the regulated space and Together Residential Mortgage, can package the cases your network stops you processing.

Superb service from the first phone call to the final transaction. Acorn were fantastic and we would never of got funding without them, we are now in our third year of trading and business is great.

Lisa Whitney – 5* Customer review

Contact – call us free

344 – 354 Gray’s Inn Road



Redwood House

Brotherswood Court

Almondsbury Business Park

Bristol, BS32 4QW,

Peter House

Oxford Street


M1 5AN

No 2 Wellington Place



83 Princes St.



Or complete our contact form and we’ll contact you.

Small business loan

Low minimum turnover

Flexible repayment terms

No minimum time trading

Security not always needed (only a Personal Guarantee)

Flexible facility

Extend or replace your overdraft

Use, repay and re-use the facility

Working capital, equipment, wages or growth

Merchant cash advance

Borrow against future card sales

Flexible repayment options

Pay a percentage of card sales

Less for a quiet month, more if you’re busy

Traditional lenders

As a whole of market broker we have access to the major banks and fintech lenders.


We can also access all the crowdfunding platforms offering;


Equity investments

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