Business loans: trading + property businesses. Buy to let + commercial mortgage

Choosing to arrange your start-up finance is the perfect fit.  We’ve been working with start-up businesses for more than 20 years and have a variety of lending sources to tailor a package to your needs.

Once your business is established you need to grow.  There’s really no option. can arrange you the funding you need for business premises, equipment, staff, growing your sales or import/export.

Getting the right buy to let mortgage is as important as finding the right property.  Especially in today’s market. will guide you to the best route to establish your property business.

Growing your portfolio from one to two, two to five, five to ten…? Some lenders restrict your growth or slow you down.  If you have an opportunity then will arrange the funding you need to grab it.

From your first refurbishment to a large development working with gives you access to the best lender for the task and we’ll work closely with you and them to ensure you get the funds when you need them. reviews:

We have built up a great relationship with the team at Acorn, and they have made all our business purchases very straightforward.

Dennis & Maggie Cottam 3 businesses purchased with the help of

Our story


Founded in 1997 by father and son team Tom and Paul Thompson, Acorn Finance have long been one of the leading finance brokers in the small business and property sectors.
We’re a multi-award winning team with seven “best UK broker” awards in the last six years and have been featured on the BBC Inside Out programme to show best practice in the commercial lending sector.

Acorn’s specialist knowledge of small businesses marked us out as the “go to” broker for any trading business but especially those in the hospitality sector which resulted in Acorn Commercial Finance becoming the only finance provider asked to join the BIIAB (British Institute of Innkeeping Advisory Board).

We work harder to find the funding you need to thrive

Acorn.Finance (Acorn Commercial Finance previously) have been funding commercial and investment property since 1997.

As a small business just like you, the team understands the needs and time pressures of the buy to let property investor, developer or business owner.

Our mission is to give every business owner, property investor or developer access to the finance they need to thrive and grow.  In a broad and fragmented market with more lending sources than ever,  it is no longer an option to rely on the products of just one lender for the life of a business, lenders are many and varied.  Our role is to help you find the very best funding package to fill your needs, and to have the funding available to you, just when you need it.  To do that we work across the whole of the finance market, from the high street banks and challenger banks through to crowdfunding providers (including our own) and sometimes private equity and businesses angel investors.

Whether you are growing your business or investment portfolio or just starting out then finance is of vital importance and getting the best deal can easily be the difference between growing or not or even failure.  Our experts take time to understand your needs and aims in both the long and short term before recommending a product to you which we believe is the best one to achieve your aims. By taking that time to understand your needs we also work more closely with our lenders than most brokers, that means we have a market leading level of success with more applications going through to a successful completion and more of our clients go on to long-term success. – Social Responsibility


Small busineses in the developing world helped by

Having spent over twenty-one years funding businesses across the UK and Europe here at we’re justifiably proud of the number of businesses which have grown through our work.  We believe that allowing small businesses to grow helps them to employ more, spend more and invest more.  All of this builds local economies which build the national economy.

Small businesses contribute 51% of all private sector trade in the UK.  We believe that the power of small business can change the developing world.

As part of our twentieth-year celebrations we committed to helping small businesses in the developing world and so far have provided loan funds, from our profits for 89 small businesses in Kenya, Ghana, Zambia and Indonesia.  With your help, we can do more.

Zidisha has supported more than 138,000 individual projects across the developing world and lent more than $14m.  Every loan helps a small business or community to alleviate poverty.

Join Zidisha here and receive a $25 credit to lend to the project of your choice.

I got the best deal and the best service

Jillie Stross – past and future customer

Funding options – business finance

Cash-flow funding

Very quick and easy process which has now enabled me to grow my business. Wouldn’t use anyone else!

Funding options – property finance

Buy to let is still an attractive investment despite the changes to the tax regime.  Getting the right buy-to-let mortgage is as important as finding the right property.  Our experts can help you choose the right term, repayment option and make sure you’re getting the right type of mortgage for your needs.

Bridging Loans come in all shapes and sizes, have a panel of virtually every lender in the UK market meaning we can guarantee to get you the best bridging finance for your needs.

From the speed of an auction purchase to arranging the purchase of an un-mortgageable property, our lending panel will come up with the loan you need, when you need it.

More experienced investors are improving their returns and looking to commercial property for the increased yield it can offer.  Commercial Investment Mortgages can be more difficult to source and arrange as the market is much more complicated than for residential investments.  The experts at will guide you through the maze and arrange the best mortgage for your needs.

Another means for investors to improve their returns, as well as professional developers has been to buy low value property and refurbish or redevelop it. have the experience and expertise to arrange the best funding for your project whether its;

  • Ground up development
  • Conversion or change of use
  • Major refurbishment or extension
  • Minor refurbishment

As the stricter underwriting rules have squeezed professional landlords you need the best advice to get the most out of your existing portfolio or to add more properties.

Our access to all the prime lenders in the sector means that working with will give you the best commercial mortgage – guaranteed.

We have used for over 20 years and can’t recommend them enough, very knowledgable, efficient, friendly and would definitely use them again

Les Kynes – past and future customer

Opportunities to work with work with a broad variety of introducers from a broad variety of sectors including;

  • Business transfer agents
  • Estate agents
  • Accountants
  • Solicitors
  • Mortgage Brokers
  • Financial Advisors
  • Insolvency Practitioners
  • Business Consultants
  • Coaches

As one of the UK’s leading commercial brokers, is growing our regional representation.

We’re looking for entrepreneurial business to business experts to join our rapidly expanding team in order to meet our mission of Every business & Every Investor having access to the best possible funding sources.

Working with a broad selection of bridging lenders in the regulated space and Together Residential Mortgage, can package the cases your network stops you processing.

Superb service from the first phone call to the final transaction. Acorn were fantastic and we would never of got funding without them, we are now in our third year of trading and business is great.

Lisa Whitney – 5* Customer review

Contact – call us free on

344 – 354 Gray’s Inn Road



Redwood House

Brotherswood Court

Almondsbury Business Park

Bristol, BS32 4QW,

Peter House

Oxford Street


M1 5AN

No 2 Wellington Place



83 Princes St.



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