About us

Award winning broker

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Founded in 1997 by father and son team Tom and Paul Thompson, Acorn Finance have long been one of the leading finance brokers in the small business and property sectors.
We’re a multi-award winning team with seven “best UK broker” awards in the last six years and have been featured on the BBC Inside Out programme to show best practice in the commercial lending sector.

Acorn’s specialist knowledge of small businesses marked us out as the “go to” broker for any trading business but especially those in the hospitality sector which resulted in Acorn Commercial Finance becoming the only finance provider asked to join the BIIAB (British Institute of Innkeeping Advisory Board).
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As a small business ourself, the  acorn.finance team understands the needs and time pressures of the buy to let property investor, developer or business owner.

Our mission is to give every business owner, property investor or developer access to the finance they need to thrive and grow.  In a broad and fragmented market with more lending sources than ever before it is no longer an option to rely on the products of just one lender for the life of a business, lenders are many and varied.  Our role is to help you find the very best funding package to fill your needs, and to have the funding available to you, just when you need it.  To do that we work across the whole of the finance market, from the high street banks and challenger banks through to crowdfunding providers (including our own) and sometimes private equity and businesses angel investors.
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Our focus is on making sure the finance your business needs is there just when you need it.  So we work extra hard to second guess what a lender might ask or have a problem with before we even approach them.  After all, it’s a waste of our time and yours if we go to a lender who’s going to reject the application.

That’s why we’ve been awarded six “Best UK broker awards” since 2013.
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[av_dropcap2 color=”blue” custom_bg=”#444444″]F[/av_dropcap2]acts

Our first stage is to collate and understand all the facts around you and your funding need. That allows us to gain a greater

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of all your needs.  By seeing the big picture we can work with you better to meet all your

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not just in the short term but also for the longer term development of your business.  We then move on to

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your case with our panel of lenders, and progress your funding case with the best finance source for your needs.  We will then work with you, the lender, valuers and solicitors to

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your funding requirement and

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the funds, just when you need them.
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Dennis & Maggie Cottam 3 businesses purchased with the help of Acorn.financ
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[av_heading heading=’We have built up a great relationship with the team at Acorn, and they have made all our business purchases very straightforward.’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=’blockquote modern-quote modern-centered’ size=’3vw’ subheading_active=’subheading_below’ subheading_size=’14’ margin=” padding=’10’ color=’custom-color-heading’ custom_font=’#ffffff’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=”]
Dennis & Maggie Cottam 3 businesses purchased with the help of Acorn.finance
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[av_heading heading=’Not just funding UK SMEs’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=’10%’ padding=’10’ color=’meta-heading’ custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-96tmj’][/av_heading]

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Small busineses in the developing world helped by Acorn.finance
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Having spent over twenty-one years funding businesses across the UK and Europe here at Acorn.finance we’re justifiably proud of the number of businesses which have grown through our work.  We believe that allowing small businesses to grow helps them to employ more, spend more and invest more.  All of this builds local economies which build the national economy.Zidisha - alleviating world poverty one business at a time

Small businesses contribute 51% of all private sector trade in the UK.  We believe that the power of small business can change the developing world.

As part of our twentieth-year celebrations we committed to helping small businesses in the developing world and so far have provided loan funds, from our profits for 89 small businesses in Kenya, Ghana, Zambia and Indonesia.  With your help, we can do more.

Zidisha has supported more than 138,000 individual projects across the developing world and lent more than $14m.  Every loan helps a small business or community to alleviate poverty.


Join Zidisha here and receive a $25 credit to lend to the project of your choice.

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With your help we’ll fund 1,000 small businesses in the developing world.
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Jillie Stross – past and future Acorn.finance customer
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Mortgages for trading businesses
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Unsecured finance for your business growth
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Use – repay – use again
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Lease and HP for equipment & vehicles
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Peer to peer business lending
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[av_icongrid_item title=’Pension finance’ link=’page,461′ linktarget=” subtitle=’Unlock your pension scheme’ icon=’ue8db’ font=’fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-4m10wi’][/av_icongrid_item]
[av_icongrid_item title=’Equity finance’ link=’page,2026′ linktarget=” subtitle=’Investment in your business’ icon=’ue80c’ font=’entypo-fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-1tieua’][/av_icongrid_item]
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[av_heading heading=’Very quick and easy process which has now enabled me to grow my business. Wouldn’t use anyone else!’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=’blockquote modern-quote modern-centered’ size=’3vw’ subheading_active=” subheading_size=’14’ margin=” margin_sync=’true’ padding=’10’ color=’custom-color-heading’ custom_font=’#003659′ av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-jpmk6xyd’ custom_class=” admin_preview_bg=”]
Jillie Stross – past and future Acorn.finance customer
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[av_heading heading=’Funding options – property finance ‘ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=” custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-dj3vqa’][/av_heading]

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[av_icongrid_item title=’Development’ link=’page,2026′ linktarget=” subtitle=’Ground up ‘ icon=’ue856′ font=’entypo-fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-28ye9u’][/av_icongrid_item]
[av_icongrid_item title=’Flexible cash facility’ link=’page,461′ linktarget=” subtitle=’Use – repay – use again’ icon=’ueb8f’ font=’fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-k499eq’][/av_icongrid_item]
[av_icongrid_item title=’Commercial Mortgages’ link=’page,361′ linktarget=” subtitle=’Mortgages for your business premises’ icon=’ue983′ font=’fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-j0dv0y’][/av_icongrid_item]
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Mortgages for residential property investors
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[av_iconlist_item title=’Development’ link=’page,359′ linktarget=” linkelement=’both’ icon=’ue856′ font=’entypo-fontello’ av_uid=’av-bigkhu’]
Ground up property developments
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[av_iconlist_item title=’Commercial mortgages’ link=’page,361′ linktarget=” linkelement=’both’ icon=’uf1ad’ font=’fontello’ av_uid=’av-8tjmn6′]
Mortgages for trading businesses
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[av_iconlist_item title=’Bridging finance ‘ link=’page,357′ linktarget=” linkelement=’both’ icon=’ue863′ font=’entypo-fontello’ av_uid=’av-oh7tu’]
Short term property loans for any purpose
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[av_iconlist_item title=’Pension funding’ link=’page,370′ linktarget=” linkelement=’both’ icon=’uf075′ font=’fontello’ av_uid=’av-5oup9e’]
Unlock your pension savings
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[av_iconlist_item title=’Refurbishment ‘ link=’page,358′ linktarget=” linkelement=’both’ icon=’ue856′ font=’entypo-fontello’ av_uid=’av-4rruw2′]
Property refurbishment and conversion
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[av_iconlist_item title=’Crowdfunding’ link=’page,453′ linktarget=” linkelement=’both’ icon=’ue80b’ font=’entypo-fontello’ av_uid=’av-22gcci’]
Peer to peer property based lending
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[av_icongrid_item title=’Bridging finance’ link=’page,357′ linktarget=” subtitle=’Short term property loans’ icon=’ue863′ font=’entypo-fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-ha9a1u’][/av_icongrid_item]
[av_icongrid_item title=’Pension funding ‘ link=’page,461′ linktarget=” subtitle=’Unlock your pension funds’ icon=’uf075′ font=’fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-gfwlmq’][/av_icongrid_item]
[av_icongrid_item title=’Refurbishment’ link=’page,461′ linktarget=” subtitle=’Property refurbishment and conversion’ icon=’ue856′ font=’entypo-fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-evimxe’][/av_icongrid_item]
[av_icongrid_item title=’Crowdfunding’ link=’page,453′ linktarget=” subtitle=’Peer to Business lending’ icon=’ue80b’ font=’entypo-fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-cm0e7m’][/av_icongrid_item]
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[av_heading heading=’We have used Acorn.finance for over 20 years and can’t recommend them enough, very knowledgable, efficient, friendly and would definitely use them again’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=’blockquote modern-quote modern-centered’ size=’3vw’ subheading_active=’subheading_below’ subheading_size=’14’ margin=” margin_sync=’true’ padding=’10’ color=’custom-color-heading’ custom_font=’#ffffff’ av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-jpmpdhor’ custom_class=” admin_preview_bg=”]
Les Kynes – past and future Acorn.finance customer
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[av_heading heading=’Opportunities to work with Acorn.finance ‘ tag=’h3′ link_apply=” link=” link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=” custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-e4hma’][/av_heading]

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[av_icongrid_item title=’Franchisees’ link=’page,773′ linktarget=” subtitle=’Opportunities across the UK’ icon=’ue841′ font=’entypo-fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-7tdjn6′][/av_icongrid_item]
[av_icongrid_item title=’Advisors’ link=’page,767′ linktarget=” subtitle=’IFAs and Mortgage Advisors’ icon=’uf2b5′ font=’fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-5mlwb6′][/av_icongrid_item]
[av_icongrid_item title=’Professionals’ link=’page,767′ linktarget=” subtitle=’Accountants, solicitors and property professionals.’ icon=’ue8bc’ font=’entypo-fontello’ item_font_color=” item_custom_icon=” item_custom_title=” item_custom_subtitle=” item_custom_content=” item_bg_color=” item_custom_front_bg=” item_custom_back_bg=” av_uid=’av-3rhx02′][/av_icongrid_item]
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[av_heading heading=’Superb service from the first phone call to the final transaction. Acorn were fantastic and we would never of got funding without them, we are now in our third year of trading and business is great.’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=’blockquote modern-quote modern-centered’ size=’3vw’ subheading_active=’subheading_below’ subheading_size=’14’ margin=” margin_sync=’true’ padding=’10’ color=’custom-color-heading’ custom_font=’#ffffff’ av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-jp18j3tk’ custom_class=” admin_preview_bg=”]
Lisa Whitney – 5* Customer review
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[av_row row_style=” av_uid=’av-e98dr6′][av_cell col_style=” av_uid=’av-by5zfm’]Acorn.Finance
Head office & South East England

344 – 354 Gray’s Inn Road
London
WC1X 8BP
[/av_cell][av_cell col_style=” av_uid=’av-bh2782′]Acorn.Finance
South West England and South Wales

2nd Floor
Redwood House
Brotherswood Court
Bristol. BS32 4QW
[/av_cell][av_cell col_style=” av_uid=’av-9llko2′]Acorn.Finance
North West England and North Wales

Peter House,
Oxford Road,
Manchester.
M1 5AN

[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-7dgucy’][av_cell col_style=” av_uid=’av-5vijiq’]Acorn.Finance
Northern England

2 Wellington Place
Leeds
LS1 4AP
[/av_cell][av_cell col_style=” av_uid=’av-eaho2′][/av_cell][av_cell col_style=” av_uid=’av-2ft3g2′]Acorn.Finance
Scotland and Northern Ireland

83 Princes Street
Edinburgh
EH2 2ER
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Or complete our contact form and we’ll contact you.




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