Building Your Property Portfolio with Unmortgageable Properties: The Bridging Finance Strategy

Property opportunity, new build adjacent to an old industrial site, funding potential to redevelop the derelict site

Acquire Properties at 20-40% Below Market Value Discover the Strategy Claim Back £6,000+ in Stamp Duty Surcharges Calculate Your Savings Scale Your Portfolio 3x Faster with Bridging Finance Speak to a Specialist For savvy property investors across the UK, some of the most profitable opportunities are hiding in plain sight: unmortgageable properties that traditional lenders […]

Limited Company vs. Personal Name: The Ultimate Buy-to-Let Guide

Houses suitable for buy to let investors

 Navigate Section 24 Tax Changes and Choose the Right Structure for Your Property Portfolio With recent tax changes, many landlords are asking: “Am I paying too much tax by owning my properties in my own name?” This question has become increasingly important since the introduction of Section 24 tax reforms, which fundamentally changed how buy-to-let […]

The Low-Income Mortgage: How to Buy a House When Your Taxable Income is Low

Turned Down for a Mortgage Despite Earning Good Money? You’re Not Alone – And There’s a Solution Getting a mortgage shouldn’t be impossible just because you’re smart with your taxes. Here’s how self-employed professionals across the UK are securing the home loans they deserve. If you’re self-employed in the UK and have been turned down […]

Navigating the UK Student Accommodation Crisis

Cambridge University - Student Accommodation in popular university cities is at a premium.

A Parent’s Guide to Alternative Solutions As your child prepares for their first year at a UK university, you might assume that securing second-year accommodation can wait until they’ve settled in. Unfortunately, the reality of the UK student housing market suggests otherwise. The competition for student accommodation has reached crisis levels, with profound implications for […]

Mortgage Rates Drop Below 5%

A Welcome Milestone: For the First Time Since the Truss Budget, Average Mortgage Rates Drop Below 5% Published: August 13, 2025 In a piece of news that will bring a sigh of relief to homebuyers and homeowners across the UK, average two-year fixed mortgage rates have finally dipped below the 5% mark. This is a […]

Nearly Three Decades of Helping Pub Tenants Secure Their Future

pub companies selling off freeholds - view of four pints.

Acorn.finance – Successfully Funding Freehold Purchases since 1997 Since 1997, Acorn.finance has been the specialist funding partner helping sitting tenants purchase the freeholds of their pubs from pub companies and investors. What started as a mission to help experienced publicans break free from restrictive tied arrangements has evolved into the UK’s most trusted financing source […]

Bank of England Cuts Rates to 4%

What Interest Rate Cuts Mean for Borrowers, Investors, and Businesses Add Your Heading Text Here The Bank of England delivered another quarter-point rate cut yesterday, reducing the base rate by 25 basis points from 4.25% to 4% in what marks the fifth reduction since August 2024.  This move, widely anticipated by markets, represents the continuation […]

The Complete Guide to Stamp Duty & Land Taxes Across the British Isles: Save Thousands with Expert Strategies

Calculator & Reports showing credit score. Credit report is important for your finance or mortgage lender application

Whether you’re a first-time buyer, property investor, or commercial purchaser, understanding stamp duty and land transaction taxes across the UK and Ireland can save you thousands of pounds (or Euros). This comprehensive guide breaks down the complex landscape of property taxes, revealing legal strategies to minimise your tax burden. Understanding the Different Property Tax Systems […]

Unlock Your Portfolio’s Full Potential: Introducing the Property Investor Business Plan Generator

the keys to your first home! Made possible by Acorn.mortgage and 100% mortgage - first time buyer mortgage

Are you an experienced property investor with a portfolio that’s steadily growing? Perhaps you’ve hit that crucial benchmark of four or more mortgaged buy-to-let properties, or you’re well on your way. You’ve mastered the art of the individual deal, but now, a new challenge emerges: how do you strategically scale and optimize a multi-property portfolio for long-term success? The truth is, what got you to this point won’t necessarily take you to the next level. As your holdings expand, the need for a sophisticated, adaptable strategy moves from a ‘nice-to-have’ to an absolute necessity. Without a clear property investor business plan to guide your expansion, even the most promising portfolio can lose its direction and fail to reach its full potential.

Unlocking Opportunity: What the Latest Spending Review Means for SME Property Developers

Last week, the Chancellor, Rachel Reeves, unveiled the government’s much-anticipated Spending Review, a pivotal moment for the UK economy that outlined funding priorities for the years ahead. While the headlines focused on major departmental allocations, a closer look reveals significant implications for the UK property sector, and crucially, for the often-overlooked small and medium-sized (SME) […]