Budget 2025: What Homeowners and Families Need to Know
Budget 2025 brings significant changes that will affect homeowners, families, and anyone with a mortgage or housing aspirations. While there’s welcome news on energy bills and support for families with children, there are also new property taxes and frozen income thresholds that will impact household budgets.
Budget 2025: The Landlord’s Verdict – More Pain Ahead
If you’re a landlord, Budget 2025 brings more bad news. The government has introduced a new tiered tax system specifically for property income, making buy-to-let investment even less attractive. Combined with a new council tax surcharge on high-value properties, the message is clear: property investors are in the firing line.
Budget 2025: What Small Business Owners Need to Know
The Chancellor delivered Budget 2025 on November 26th, and while the government focused on “growth” and “stability,” the reality for small business owners is more challenging.
Building on last year’s National Insurance increases and minimum wage rises, this budget adds further pressure to already squeezed margins.
Why Overseas Investors Are Eyeing UK Property: Rate Cuts and Market Opportunities
This week brought significant news for international property investors: a specialist lender announced rate reductions of up to 1.50% for overseas investors purchasing UK property. This development, combined with broader market conditions, highlights why the UK remains attractive for foreign investment despite global economic uncertainty. The Rate Cut Significance Reductions of up to 1.50% represent […]
Budget Uncertainty Creates Buying Opportunities
Why Budget Uncertainty Could Be Your Property Market Advantage This week’s RICS survey revealed what many in the property industry already suspected: buyer enquiries have slipped to -19% and agreed sales stood at -16% as the market pauses ahead of the upcoming Budget announcement. But while headlines focus on market slowdown, savvy investors and homebuyers […]
Building Your Property Portfolio with Unmortgageable Properties: The Bridging Finance Strategy
Acquire Properties at 20-40% Below Market Value Discover the Strategy Claim Back £6,000+ in Stamp Duty Surcharges Calculate Your Savings Scale Your Portfolio 3x Faster with Bridging Finance Speak to a Specialist For savvy property investors across the UK, some of the most profitable opportunities are hiding in plain sight: unmortgageable properties that traditional lenders […]
Limited Company vs. Personal Name: The Ultimate Buy-to-Let Guide
Navigate Section 24 Tax Changes and Choose the Right Structure for Your Property Portfolio With recent tax changes, many landlords are asking: “Am I paying too much tax by owning my properties in my own name?” This question has become increasingly important since the introduction of Section 24 tax reforms, which fundamentally changed how buy-to-let […]
The Low-Income Mortgage: How to Buy a House When Your Taxable Income is Low
Turned Down for a Mortgage Despite Earning Good Money? You’re Not Alone – And There’s a Solution Getting a mortgage shouldn’t be impossible just because you’re smart with your taxes. Here’s how self-employed professionals across the UK are securing the home loans they deserve. If you’re self-employed in the UK and have been turned down […]
Navigating the UK Student Accommodation Crisis
A Parent’s Guide to Alternative Solutions As your child prepares for their first year at a UK university, you might assume that securing second-year accommodation can wait until they’ve settled in. Unfortunately, the reality of the UK student housing market suggests otherwise. The competition for student accommodation has reached crisis levels, with profound implications for […]
Mortgage Rates Drop Below 5%
A Welcome Milestone: For the First Time Since the Truss Budget, Average Mortgage Rates Drop Below 5% Published: August 13, 2025 In a piece of news that will bring a sigh of relief to homebuyers and homeowners across the UK, average two-year fixed mortgage rates have finally dipped below the 5% mark. This is a […]