Commercial mortgage by

Your business premises - FUNDED!

Whatever your business – whatever you make or sell, a commercial mortgage for your premises means that you’ll  have to have somewhere to do it.

Rent or buy?

You can rent – if you like.

Or you can buy using a commercial mortgage arranged by 

No landlord to deal with, no rent increases and if property prices increase, YOU WIN!

It’s easier than you think to buy business premises using a business mortgage, especially if you’re already paying rent so contact us today and get your business out of generation rent!

Your commercial mortgage consultant has access to more than 300 finance providers – Once we have a clear understanding of your business needs and goals using our FUNDED model, we’ll work with the best commercial mortgage lenders to get you the perfect commercial mortgage for your business.

Contact our  commercial mortgage broker team today on 0808 164 2364

For a mortgage for your business premises, from an office to a hotel, an office to a care home.

Whatever your business, owning rather than renting your premises could save you thousands over time and be a fantastic investment.

A commercial mortgage can also be termed as a business mortgage – they are essentially – “mortgages for businesses”.  The repayment ability comes the business accounts not your own pocket.  You might even end up paying less than your current rent! 

Contact us today on 0808 164 2364

For leasehold business owners have access to enhanced products to help buy your freehold from the landlord.

For some businesses in hospitality and care we can fund 90% of the premises purchase price.

If you can get a discounted purchase price, own a business which includes saleable goodwill or just have a great deal – Contact us today on 0808 164 2364 – see what we can do for you.

Commercial mortgages - facts & figures

Everything you need to know about your commercial mortgage – if it’s not here please ask

York commercial mortgage premises

Commercial mortgages range from only £25,001 to multi-millions.

Our team have worked on commercial mortgages in high tens of millions of pounds, so there really is no upper limit.

Loan to Value is a ratio defining the amount you are borrowing compared to the value (or sometimes, purchase price) of the property or business.

Commercial mortgages will regularly go up to 70% loan to value but can go to 90% in some circumstances.

Learn more about your business sector or speak to one of our experts.

As well as the value of the property, lenders will also need to know the commercial mortgage will be affordable.

To do that they will look at your accounts (or the accounts of the vendor if you’re buying their business). 

They will then apply a stress to the profit to ensure your business will be able to survive the normal ups and downs. recent commercial mortgages

Holiday let mortgage

Our long standing customer came to us to purchase a holiday let complex. The property was in receivership but we were still able to arrange the mortgage through projected income and fund the purchase.

Pub mortgage

Having leased their pub for a number of years, our client got the opportunity to buy the freehold from their pub-company. 

Despite them having limited funds we completed the purchase with a 90% commercial mortgage

Self storage

Our clients purchased the freehold of their storage unit business from the landlord at a discounted price. 

We were able to arrange funding for 100% of the purchase price with a combination of loans.

What makes unique?

Having more than 300 lenders on our lending panel means our key task is to keep things simple for you!

We call it F.U.N.D.E.D. 

It’s a simple 6 step process, which is unique to

FUNDED means that your broker will take the time to understand your funding needs today AND your future plans before we make recommendations;

It saves you time and money because by having that detailed understanding we go directly to the best sources of funding.

What else can arrange?

For property investors and property developers. Our panel of bridging lenders covers short term finance for refurbishment, conversion or development. 

You can also refinance your bridging loan or purchase directly onto a buy to let mortgage or commercial investment mortgage.

Our finance experts have extensive experience in the commercial funding market and using our FUNDED model.

Funding built for you

Flats in Edinburgh, ideal first time investment for a buy to let mortgage

Does work with all businesses?

Your business needs funds, from looking after day to day cash flow to property purchases.

Through you can access a market leading panel of almost 350 lending sources.

Our finance experts have extensive experience in the commercial funding market and using our FUNDED model.

Perfect for your business

commercial investment mortgage for property purchase

What about my home mortgage?

Useful finance links and resources