could an equity release mortgage unlock your financial freedom?
Are you looking to make the most of your retirement years?
What is a Commercial Buy to Let Mortgage?
A commercial buy-to-let mortgage is designed for individuals and businesses looking to invest in commercial rental properties. Unlike standard buy-to-let mortgages, commercial variants cater to properties used for business purposes, HMOs (Houses of Multiple Occupation) or sometimes larger residential portfolios. These mortgages offer flexible terms and high borrowing limits to support your investment strategy.
The Acorn.finance FUNDED System
Our FUNDED system provides a structured approach to securing the best commercial buy-to-let mortgages. Here’s how it works:
- Facts around your requirement
- Understanding your project needs
- Negotiating the best terms
- Delivering timely results
- Execution of the funding
- Documenting every step for transparency
How the Commercial Buy to Let Mortgage Process Works
Step 1: Initial Consultation
- We start with an initial consultation to understand the property and your investment goals and financial situation. This helps us identify the best mortgage options for you.
Step 2: Commercial Investment Mortgage Application
- Our team looks after you preparing and submitting your mortgage application on your behalf, ensuring all necessary documentation is in place and that we’re working with the right lenders to get you approved at the best possible interest rates and terms.
Step 3: Offer and Agreement
- Once the lender reviews your application, we help negotiate the with them to secure the best possible deal. Upon agreement and valuations, you’ll receive a formal mortgage offer.
Step 4: Completion and Funding
- After accepting the offer, we’ll guide you through the final steps, ensuring a smooth completion and timely release of funds for your investment property.
Success Stories: Real-Life Examples
Case Study 1: Expanding a Rental Portfolio
Jane, an experienced property investor, wanted to expand her rental portfolio with a new commercial property. Using our FUNDED system, we secured a competitive mortgage, allowing her to purchase a prime commercial space that significantly boosted her rental income.
Case Study 2: First-Time Commercial Investor
Tom, a first-time investor, needed guidance on entering the commercial property market. Our team provided expert advice and secured a mortgage with favorable terms, enabling Tom to acquire a profitable rental property.
Case Study 3: Pub portfolio
David, a professional chef identified a number of pubs on the market which, with a refurbishment and strong offering would provide a good return. He and his investor approached Acorn.finance to formulate a plan to purchase 5 pubs in the North West. Working closely with selected bridging and commercial buy to let mortgage lenders we were able to achieve the plan, grow the rental income of the portfolio and ultimately they were able to sell the units to a larger group for a good profit.
FAQs – Acorn.finance broker’s answers!
What types of properties can I invest in with a commercial buy to let mortgage?
You can invest in various types of properties, including office spaces, retail units, warehouses, industrial units and larger residential buildings. More complex properties such as care homes or hospitality can be more complex which is where our experience really plays out. Our team will help you find the best mortgage for your specific investment type.
How much can I borrow with a commercial investment mortgage?
What are the interest rates for commercial buy to let mortgages?
Can I get a commercial buy-to-let mortgage if I have a limited company?
What documents do I need to apply for a commercial buy-to-let mortgage?
Contact Us
Ready to take your property investments to the next level? Contact Acorn.finance today to learn more about our commercial buy-to-let mortgage solutions and how we can help you achieve your financial goals.
