could an equity release mortgage unlock your financial freedom?

Are you looking to make the most of your retirement years?

Do you dream of traveling, renovating your home, or supporting your loved ones financially? With an equity release mortgage arranged for you by Acorn.mortgage, you can turn those dreams into reality while enjoying the comfort and security of your own home. Our equity release products offer a safe, highly regulated, and flexible way to access the wealth tied up in your property. Let us guide you through the journey of unlocking the value of your home and embracing a financially empowered future.
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What is a Commercial Buy to Let Mortgage?

A commercial buy-to-let mortgage is designed for individuals and businesses looking to invest in commercial rental properties. Unlike standard buy-to-let mortgages, commercial variants cater to properties used for business purposes, HMOs (Houses of Multiple Occupation) or sometimes larger residential portfolios. These mortgages offer flexible terms and high borrowing limits to support your investment strategy.

 

The Acorn.finance FUNDED System

Our FUNDED system provides a structured approach to securing the best commercial buy-to-let mortgages. Here’s how it works:

The Acorn.finance FUNDED System

  • Facts around your requirement
  • Understanding your project needs
  • Negotiating the best terms
  • Delivering timely results
  • Execution of the funding​
  • Documenting every step for transparency

How the Commercial Buy to Let Mortgage Process Works

Our streamlined process makes securing a commercial buy-to-let mortgage straightforward and efficient:

Step 1: Initial Consultation

  • We start with an initial consultation to understand the property and your investment goals and financial situation. This helps us identify the best mortgage options for you.

Step 2: Commercial Investment Mortgage Application

  • Our team looks after you preparing and submitting your mortgage application on your behalf, ensuring all necessary documentation is in place and that we’re working with the right lenders to get you approved at the best possible interest rates and terms.

Step 3: Offer and Agreement

  • Once the lender reviews your application, we help negotiate the with them to secure the best possible deal. Upon agreement and valuations, you’ll receive a formal mortgage offer.

Step 4: Completion and Funding

  • After accepting the offer, we’ll guide you through the final steps, ensuring a smooth completion and timely release of funds for your investment property.

Success Stories: Real-Life Examples

See how our clients have benefited from our commercial buy-to-let mortgage solutions:

Case Study 1: Expanding a Rental Portfolio

Jane, an experienced property investor, wanted to expand her rental portfolio with a new commercial property. Using our FUNDED system, we secured a competitive mortgage, allowing her to purchase a prime commercial space that significantly boosted her rental income.

Case Study 2: First-Time Commercial Investor

Tom, a first-time investor, needed guidance on entering the commercial property market. Our team provided expert advice and secured a mortgage with favorable terms, enabling Tom to acquire a profitable rental property.

Case Study 3: Pub portfolio

David, a professional chef identified a number of pubs on the market which, with a refurbishment and strong offering would provide a good return. He and his investor approached Acorn.finance to formulate a plan to purchase 5 pubs in the North West. Working closely with selected bridging and commercial buy to let mortgage lenders we were able to achieve the plan, grow the rental income of the portfolio and ultimately they were able to sell the units to a larger group for a good profit.

FAQs – Acorn.finance broker’s answers!

What types of properties can I invest in with a commercial buy to let mortgage?

You can invest in various types of properties, including office spaces, retail units, warehouses, industrial units and larger residential buildings.  More complex properties such as care homes or hospitality can be more complex which is where our experience really plays out. Our team will help you find the best mortgage for your specific investment type.

The amount you can borrow depends on the property’s value, your financial situation, the quality of the tenant(s), the length of the lease and the lender’s criteria. Typically the maximum for a strong commercial investment mortgage is 75% but this could vary either way.
Interest rates vary based on market conditions, the lender, and your financial profile. Our team will negotiate the best possible rates on your behalf.
Yes, many lenders offer commercial buy-to-let mortgages for limited companies. This can be a tax-efficient way to manage your property investments.
Typical documentation includes proof of income, business accounts, a detailed business plan, and information about the property. Our team will guide you through the exact requirements.

Contact Us

Ready to take your property investments to the next level? Contact Acorn.finance today to learn more about our commercial buy-to-let mortgage solutions and how we can help you achieve your financial goals.

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Let's get you FUNDED!