The Ultimate Property Finance Guide: Everything You Need To Know
Property finance
For every property business, finance is a vital consideration. Property finance can make a huge difference to the profitability of a project, whether a long term investment or a short term flip. Acorn.finance’s experienced advisors will guide you though the property funding maze to get you the right funding for your property business needs.
Buy to let mortgages;
Residential property investment / buy to let mortgages.
Wherever you are on your property journey the right mortgage advice is crucial. Growing, consolidating or starting out gives different priorities. So getting the right product isn’t always about checking the Telegraph for the best buy to let mortgage rates. There’s more to it! That’s where an experienced Acorn.finance broker comes in!
As well as simple “vanilla” buy to let mortgages our experts can also arrange investment mortgages for more complex situations;
- Mortgages for professional landlords and portfolio buy to let.
- Property finance for limited companies, trusts and trading companies both UK and offshore domiciled.
- Buy to let mortgages for multi unit freehold blocks.
- Mortgages for Houses of Multiple Occupation (HMOs).
- Buy to let mortgages for ex-pats and foreign investors.
- Semi-commercial properties & non-standard construction.
- Holiday lets and serviced accomodation
- Property investors with non-standard income or credit profiles.
Commercial buy to let mortgages
With the relentless attacks from successive government actions many landlords are looking for ways to diversify their income streams.
With so many property options out there you’ll want to get the best “bang for your buck”. So that’s where your Acorn.finance broker will help to analyse the mortgage options and ensure you meet your goals.
Commercial buy to let mortgages are available for virtually any property types including;
- Shops and semi-commercial properties.
- Hospitality businesses like Hotels, Pubs and Restaurants.
- Offices
- Workshops and trade counters
- Industrial units and estates
- Farms and land
Bridging loans & short term finance
For short term property finance needs a bridge loan is the perfect solution. It allows the purchase or capital raise against a property with the exit then being onto a term mortgage or the sale of the property.
A bridging loan can be used for any one of a range of reasons, some examples being;
- Auction Purchase – Where speed is key.
- Refurbishment of a dilapidated property.
- Conversion of a property (often commercial to residential).
- New property development. Residential property, commercial property or, of course – mixed developments.
- Capital raising for property, business or any (legal) purpose.
- Working Capital for your business.
- Let us know what you need funds for and we’ll find a way!