Master the art of business finance. From cash flow basics to advanced funding strategies - everything you need to fuel your business growth.
Cash flow is the lifeblood of every business, yet 82% of business failures are attributed to poor cash flow management. Whether you're launching a startup or scaling an established company, understanding finance isn't optional - it's essential for survival and growth.
Our Finance Academy cuts through the complexity. You'll learn practical strategies used by successful businesses, understand your funding options, and develop the financial literacy to make confident decisions that drive growth.
Ready to take control of your business finances? Let's get started.
The foundation of business survival. Monitor, forecast, and optimize your cash flow to ensure you can always pay your bills.
Warning Signs: Late payments to suppliers, maxed overdrafts, declining gross margins, extended debtor days
Maximize the efficiency of your current assets and liabilities to free up cash for growth opportunities.
Pro Tip: A 10-day reduction in debtor days can free up significant cash for a growing business
Establish strong business credit to access better funding terms and protect your personal credit score.
Timeline: Building strong business credit typically takes 12-24 months of consistent payment history
Create robust financial plans that guide decision-making and attract investors and lenders.
Lender Tip: Accurate financial forecasts are essential for any funding application above £25,000
From startup capital to expansion funding - choose the right financing solution for your business stage and needs.
Secured and unsecured loans for established businesses with strong financials.
Best For: Equipment purchases, expansion, property acquisition, working capital
Requirements: 2+ years trading, good credit score, financial statements, business plan
Lease or hire purchase agreements for vehicles, machinery, and equipment.
Best For: Vehicles, machinery, IT equipment, plant equipment, office furniture
Advantage: Preserve cash flow, 100% funding available, tax benefits, flexible terms
Unlock cash tied up in unpaid invoices with factoring and invoice discounting.
Best For: B2B businesses, growing companies, seasonal businesses, cash flow gaps
Advantage: Immediate cash flow, grows with sales, no fixed monthly payments
Quick funding based on your card payment history, repaid through daily card receipts.
Best For: Retail businesses, restaurants, salons, urgent funding needs
Note: Higher cost option - compare carefully with traditional loans
Purchase or refinance business premises with long-term, competitive rates.
Best For: Buying business premises, property investment, refinancing existing loans
Advantage: Build equity, stable monthly costs, potential rental income
P2P lending, crowdfunding, and other innovative funding solutions for modern businesses.
Best For: Startups, tech companies, businesses with unique profiles
Options: P2P lending, crowdfunding, revenue-based finance, grants
Getting your business off the ground with initial capital and working capital.
Focus: Prove concept, establish cash flow, build credit history
Scaling operations, expanding team, and increasing market share.
Focus: Scale efficiently, manage cash flow spikes, invest in systems
Optimizing operations, acquisitions, and strategic investments.
Focus: Strategic growth, property acquisition, business optimization
Follow our proven process to maximize your chances of approval and secure the best terms.
Avoid these common pitfalls that cause 70% of business funding applications to be rejected.
Free tools and templates to help you manage your business finances effectively.
Calculate loan affordability, cash flow projections, and ROI with our comprehensive calculator suite.
Use CalculatorsProfessional Excel templates for 13-week rolling forecasts and annual cash flow planning.
Download TemplatesStep-by-step guide to writing compelling business plans that secure funding.
Read GuideDon't let funding challenges hold back your business growth. Our award-winning team has helped thousands of businesses secure over £2 billion in funding since 1997.
Get funding decisions in 24-48 hours for most applications
7x UK Best Broker Awards for exceptional service