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Acorn Corporate Desk · B2B Invoice Instalments & Payables Finance

Spread Operational Invoice Costs Over 3 to 12 Months

Convert annual SaaS software subscriptions, agency retainers, recruitment fees, and supplier invoices into flexible monthly instalments. Your vendor gets paid 100% upfront while you protect your working capital.

Dual product mechanics

Two Ways to Flex B2B Invoices

PAYABLES BNPL

Supplier & Software Payables Spreader

Spread large operational invoices (SaaS software, recruitment fees, marketing retainers, VAT bills, equipment) over 3, 6, 9, or 12 months. The lender settles 100% of the invoice with your supplier on Day 1.

RECEIVABLES FLEX

Commercial Client Payment Flex

Offer your B2B customers flexible 3 to 12-month instalment payment terms on your invoices while receiving immediate 100% upfront payout from our lender panel.

Interactive B2B invoice instalment modeller

Model your monthly instalments and facility charge

£50,000
£10,000£500,000
Vendor Upfront Payout (100%)
£50,000
Estimated Monthly Instalment
£8,783
Total Indicative Facility Charge
£2,700

Indicative only, based on an assumed monthly charge of 0.90% for this expense type. Final pricing is subject to lender underwriting.

Get Official Term Sheet for This Facility

Important Commercial Credit Notice

Acorn Finance is a specialist credit broker authorised and regulated by the FCA (#660207), not a tax advisory firm or chartered accountant. B2B instalment facilities are commercial credit subject to lender underwriting, trading history and credit approval, and may require a director personal guarantee. Please seek independent tax advice on the treatment of facility charges.