Why 'Shopping Your Deal' Across Multiple Brokers Destroys Your Funding Terms
What commercial lenders and underwriters actually think when your enquiry lands on their desk three times.
4 min readPaul Thompson
Read Guide Knowledge Base
The Borrower's Knowledge Base & Commercial Debt Encyclopedia
Unbiased, expert breakdown on debt structuring, lender requirements, bridging mechanics, and property finance criteria.
Featured Guide · Borrower Strategy & Pitfalls
Why 'Shopping Your Deal' Across Multiple Brokers Destroys Your Funding Terms
What commercial lenders and underwriters actually think when your enquiry lands on their desk three times.
4 min readPaul Thompson — Founder & Principal BrokerRead Guide
19 guides found
Unmortgageable Properties: The Bridging Strategy
How bridging finance unlocks non-standard, uninhabitable and short-lease assets before a refinance exit.
6 min readPaul Thompson
Read Guide BRR Capital Recycling Calculator
Stress-test a buy, refurbish, refinance exit and see how much capital you can recycle.
CalculatorPaul Thompson
Read Guide Residual Land Value & Development Debt Calculator
Work back from gross development value to a defensible land price and senior debt quantum.
CalculatorPaul Thompson
Read Guide Limited Company vs Personal Name: The Definitive Buy-to-Let Guide
Section 24, SPV structures and lender criteria compared for landlords in 2026.
8 min readPaul Thompson
Read Guide Intercompany Loans & SPVs
How lenders view intercompany funding when an SPV buys investment property.
5 min readPaul Thompson
Read Guide Personal to SPV Portfolio Transfers
Moving a personal-name portfolio into a limited company: finance, tax and timing considerations.
6 min readPaul Thompson
Read Guide Portfolio Landlord Business Plan & Asset Tracker
Build the portfolio schedule and business plan that specialist lenders expect to see.
ToolPaul Thompson
Read Guide Renters' Rights Opportunity Playbook 2026/27
Where the Renters' Rights reforms create acquisition and refinance opportunities for landlords.
PlaybookPaul Thompson
Read Guide OpCo/PropCo Rent Calculator
Set a defensible rent between your trading and property companies to support commercial debt.
CalculatorPaul Thompson
Read Guide MRR Recurring Revenue Calculator
Estimate facility capacity against monthly recurring revenue for subscription businesses.
CalculatorPaul Thompson
Read Guide SIPP & SSAS Commercial Property
Using pension schemes to buy your business premises, and how lenders approach it.
6 min readPaul Thompson
Read Guide Commercial EPC & Green Loan Calculator
Model the cost of upgrading commercial stock and the green-loan pricing it can unlock.
CalculatorPaul Thompson
Read Guide The 2030 EPC Countdown
What proposed minimum energy standards mean for landlords' refinance options.
5 min readPaul Thompson
Read Guide Pub90 Freehold Buyout Workbook
A step-by-step programme for tenants purchasing their pub freehold.
WorkbookPaul Thompson
Read Guide Glossary of Financial Terms
68 property and business finance terms, defined plainly.
ReferencePaul Thompson
Read Guide Understanding ICR & DSCR Benchmarks for Commercial Lenders
How lenders stress rental and trading income, and the benchmarks that decide your loan size.
Coming soonPaul Thompson
Publishing soonTitle Splits & Refurbishment Debt: Unlocking Asset Equity
Splitting freehold blocks into individual titles to release value on refinance.
Coming soonPaul Thompson
Publishing soonHow to Package a Commercial Loan Proposal Lenders Can't Decline
The documents, narrative and figures credit committees want to see first.
Coming soonPaul Thompson
Publishing soonThese guides are for general information only and do not constitute financial, tax or legal advice. All finance is subject to lender status, valuation and approval. Seek independent tax and legal advice before acting.