01
Zero Bank Debt / Non-Loan Structure
Structured as a rent receivable assignment (factoring), keeping your balance sheet clean without adding traditional loan debt.
Non-Loan Capital Release · Landlord Rent Advance
Unlock 3 to 12 Months of Upfront Rent—No Debt, No Valuation, No Bank Hassles
Access up to £50,000+ from your rental income in 24–72 hours without touching your low fixed-rate BTL mortgage or paying early repayment penalties.
Calculate My Rent Advance
Soft search only — never affects your credit score.
Explore EPC Countdown GuideWhy rent factoring
Release capital without refinancing the property
Convert contracted rent into working capital while the tenancy and existing mortgage continue.
02
Protect Low Fixed Mortgage Rates
Avoid breaking your current 2% or 3% fixed-rate BTL mortgage or paying thousands in Early Repayment Charges (ERCs).
03
Speed to Payout (24–72 Hours)
No property valuations, no legal conveyancing and no bank underwriting delays. Receive funds in days.
04
In-Situ Tenant Friendly
Fund EPC upgrades or refurbishments without needing vacant possession or Section 21 evictions under the Renters' Rights Act.
Interactive calculator
Estimate your available rent advance
Adjust the total portfolio rent roll and advance period to model the future rental income available upfront.
Combine the total monthly rent roll across all your rental properties
£
£500£50,000+
Advance period
2
1 unit20+ units
Stored for lead context only. The calculation uses Total Monthly Portfolio Rent directly.
Indicative advance
6-month rental period
- Gross rental period total
- £15,000
- Upfront cash before fees
- £15,000
- Monthly rent allocation
- £2,500 / month
Claim This Advance in 24 Hours
Soft search only — never affects your credit score.
Indicative illustration only. The cash figure is gross contracted rent before provider fees. Eligibility, fees, payment timing and collection arrangements are subject to assessment and the final offer.
Five practical uses
Put future rent to work today
Choose a common landlord objective to see where an advance can support near-term cashflow.
Use case 01
EPC Band C Compliance
Install heat pumps, insulation and double glazing to hit the 2030 Warm Homes Plan deadline.
Calculate My Rent Advance
Soft search only — never affects your credit score.
How it works
From rent roll to cash in four steps
A straightforward assessment and electronic completion process designed around occupied rental property.
1. Quick Tenancy Assessment
Share basic tenancy details, rent roll and proof of ownership in under two minutes.
2. Receive Tailored Offer
Get an instant payout calculation showing your upfront cash amount and fee structure.
3. Fast Funds Disbursement
Sign electronically; cash reaches your bank account in one to three business days.
4. Automatic Monthly Repayment
The advance is repaid seamlessly through incoming monthly rent collections.
Knowledge base
Plan the wider portfolio strategy
Compare compliance, short-term project funding and longer-term capital release routes.
The 2030 EPC Countdown Guide
Navigate Fabric First metrics, £10,000 cost caps and the Renters' Rights Act before 2030.
ExploreRefurbishment & Conversion Hub
Compare Rent Advance against 95% Day 1 Bridging and Staged Heavy Refurb Drawdowns.
ExploreSecond Charge Mortgages
Need larger long-term capital for heavy works? Explore second charge loans sitting behind your main mortgage.
ExploreProduct questions
Landlord Rent Advance FAQs
Key points about structure, mortgage permissions, tenancy changes and portfolio applications.
FCA Registration #660207 | NACFB Full Member