Acorn.finance · Established Specialist Credit Brokers

Unlocking Capital for UK Property & Business Growth

Authorised and regulated by the FCA (#660207) and full members of the NACFB. We bridge the gap between complex commercial deals and 450+ institutional lenders.

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0207 959 3882

Our Story & Brand Values

Why Businesses & Investors Choose Acorn

The Acorn.finance team at the NACFB Commercial Finance Expo in 2026 — The Acorn.finance team at the NACFB Commercial Finance Expo 2026.

Matt Dawson MBE, Paul Thompson and Stephen Johnson at the 2013 Business Moneyfacts Awards

Proven Award-Winning Heritage

Commercial Mortgage Broker of the Year

Recognised nationally for excellence in commercial debt structuring and whole-of-market advisory. With over 28 years of industry experience, our senior brokers deliver award-winning solutions for complex property and business debt.

Pictured (left to right): Matt Dawson MBE (World Cup-winning England rugby player), Paul Thompson (Founder & Principal Broker, Acorn.finance), and Stephen Johnson (Shawbrook Bank) at the Business Moneyfacts Awards.

Whole-of-Market Reach

We are independent credit brokers with direct access to over 450 lenders — from tier-1 high-street commercial banks to private equity funds, challenger banks, and boutique family offices.

Deep Sector Expertise

We don't just broker loans; we understand property and trading fundamentals. From complex OpCo/PropCo structures and Pub90 buyouts to SIPP property purchases, we structure debt to fit your long-term tax strategy.

The FUNDED System

We eliminate lender rejections through our proprietary FUNDED methodology — preparing credit papers that underwriters can approve swiftly and with zero friction.

Client Reviews

5.0 / 5.0 on Google Reviews

5.0 Rated on Google Reviews

Read all reviews on Google

"Exceptional service structuring our commercial mortgage. Paul and the team delivered competitive rates and completed on tight timescales."

Commercial Borrower

"Acorn secured our development debt facility seamlessly. Deep market expertise and direct broker communication throughout."

Property Developer

"Navigated complex income streams for our high-value mortgage with total professionalism. Couldn't recommend them highly enough."

HNW Residential Client

Professional Standards

Industry Recognition & Accreditations

Independent recognition, professional membership and regulatory oversight supporting our work with UK businesses and property investors.

NACFB Member Broker — NACFB Accredited MemberHelping Fund UK Business

Business Moneyfacts Commercial Mortgage Broker of the Year Winner — Commercial Mortgage Broker of the Year 2013Business Moneyfacts Commercial Broker Awards

Corporate LiveWire M&A Award Winner — M&A Award Winner 2017Corporate LiveWire

FCA Authorised
& Regulated

FCA Authorised & RegulatedRegistration #660207

Track Record

Stats & Milestones

£250M+

Capital Facilitated Across UK Business & Property

450+

Whole-of-Market Lender Panel Access

1997

Arranging Commercial & Specialist Debt Since 1997

FCA #660207

Fully Authorised & Regulated Credit Brokerage

Regional Desks

UK Regional Coverage & Broker Desks

Dedicated regional debt structuring for local businesses, developers, and investors. Every desk: 0207 959 3882

Active desk (c. 80% national coverage)Coming soon

Active Desk

London & South East

Desks Covered By: Paul Thompson & Foy Mach

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Active Desk

Birmingham, Midlands & Wales

Desks Covered By: Halil Dinger & Paul Thompson

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Active Desk

York & North Yorkshire

Desks Covered By: Adrian McClaren & Paul Thompson

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Active Desk

Newcastle & Tyneside

Desks Covered By: Paul Thompson & Adrian McClaren

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Active Desk

Sheffield & South Yorkshire

Desks Covered By: Foy Mach & Adrian McClaren

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Coming Soon

Bristol, South West & South Wales

Desks Covered By: Paul Thompson

Paul ThompsonLead Contact

Coming Soon

Manchester & North West

Desks Covered By: Paul Thompson

Paul ThompsonLead Contact

Coming Soon

Scotland & Far North East

Desks Covered By: Paul Thompson

Paul ThompsonLead Contact

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Knowledge Banners & Cross-Links

Meet the Team

The specialist brokers and case managers behind every deal.

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The FUNDED System Execution

How we secure capital from enquiry to drawdown.

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Property Finance Hub

Buy-to-let, commercial, bridging, development and refurbishment.

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Business Finance Hub

Unsecured loans, asset finance, invoice finance and working capital.

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Important Regulatory Notice

Acorn.finance is a credit broker authorised and regulated by the FCA (#660207), not a lender. We are full members of the NACFB. The information on this page is for guidance only; specific terms, rates and approvals are subject to full underwriting and credit approval by the respective finance provider.

We do not provide legal or tax advice. Always seek independent professional advice before entering into any finance transaction.