CORPORATE DESK
Unsecured & Recurring Revenue Loans
Fast, non-dilutive capital secured by trading performance rather than property.
- Merchant Cash Advance
- SaaS / MRR Flex & Boost Lines
- Unsecured Cashflow Loans
Acorn Corporate Desk · Master Business Finance Hub
Commercial Business Finance: Cashflow, Assets & Invoice Capital
Flexible corporate finance solutions from 575+ whole-of-market lenders to accelerate growth, purchase machinery, and optimise working capital without diluting equity.
0207 959 3882
Corporate Funding Pillars
The 4 Acorn Corporate Funding Routes
Each route is matched to how your business generates cash, acquires assets, or holds unpaid customer invoices.
CORPORATE DESK
Asset Finance & Machinery Leasing
Acquire vehicles, plant, equipment or unlock equity from existing assets.
- Hire Purchase
- Commercial Vehicles
- Plant & Machinery
- Capital Release / Sale & Leaseback
CORPORATE DESK
Invoice Finance & Debtor Capital
Convert unpaid B2B invoices into immediate working capital.
- Full Ledger Factoring
- Confidential Invoice Discounting
- Single Invoice Advance
CORPORATE DESK
B2B Invoice Instalments & Flexi-Lines
Spread SaaS, agency, supplier and VAT invoices over 3 to 12 months.
- Payables BNPL
- Receivables Flex
- 100% Vendor Payout
Specialised Business Debt
Flexible Working Capital Solutions
Revolving Credit Lines (RCF)
Pre-approved, reusable credit facility from £25,000 to £1,000,000+. Draw down as needed, repay flexible monthly amounts, and pay interest strictly on the active balance deployed.
- Term 6–24 months
- No non-utilisation fee options
- Rapid drawdown once facility is agreed
People, Payroll & Contractor Funding
Designed for recruitment agencies, IT consultancies, and fast-growing service firms. Bridge weekly or monthly payroll commitments while waiting on 60–90 day client invoices.
- Up to 90% invoice advance
- Unsecured & secured lines
- Confidential set-up
Trade & Supplier Lines
Fund domestic or overseas supplier purchases upfront to secure trade discounts, build inventory for peak seasonal demand, and smooth supply chain friction.
- Up to 120 days terms
- Direct supplier settlement
- Single & continuous lines
Unsecured SME Growth Capital
Fast-acting growth loans for established UK businesses expanding premises, purchasing stock, or launching new products without tying up commercial property assets.
- Loans £10k – £500k
- Terms 1–5 years
- No credit search at initial assessment
No credit bureau searches at this initial stage.
Revolving Line vs. Standard Term Loan vs. Invoice Finance
| Revolving Line | Standard Term Loan | Invoice Finance | |
|---|---|---|---|
| Best for | Recurring, unpredictable cash needs | One-off planned investment | B2B firms waiting on unpaid invoices |
| How funds arrive | Draw down and redraw as needed | Single lump sum | Advance against each invoice raised |
| Interest charged on | Active drawn balance only | Full loan amount | Funds advanced against the ledger |
| Repayment | Flexible monthly amounts | Fixed monthly instalments | Settled when customers pay |
| Typical term | 6–24 months, renewable | 1–5 years | Ongoing, rolling facility |
| Grows with turnover | Limit reviewed periodically | No — fixed amount | Yes — scales with sales ledger |
| Get Started | Apply for Revolving Line | Apply for Term Loan | Apply for Invoice Finance |
Indicative features only. Terms, rates and approval are subject to lender underwriting.
Important Regulatory Notice
Acorn.finance is a credit broker authorised and regulated by the FCA (#660207), not a lender. The information on this page is for guidance only; specific terms, rates and approvals are subject to full underwriting and credit approval by the respective finance provider.
We do not provide legal or tax advice. Always seek independent professional advice before entering into any business finance transaction.