BofE Base Rate: 5.00%SONIA: 4.95%
Acorn.finance

Acorn Portfolio Desk · PRA-Compliant Asset Tracker & Business Planner

Portfolio Landlord Business Plan & Asset Intelligence Engine

Model your 5-year growth goals, log individual property performance, track fixed-rate expiry dates, and identify equity release opportunities before hitting lender SVRs.

Build Your Portfolio Plan

Two-Way Data Input Engine

Build or Import Your Property Schedule

Start with a spreadsheet or add each asset manually. Every change refreshes the diagnostics below.

Add properties individually, or import a schedule and return here to review every mapped field.

Property 1

12 Oak Street, Leeds LS1

Property 2

8 Market Lane, York YO1

Live Portfolio Intelligence

Real-Time Portfolio Diagnostics

A live view of upcoming refinance pressure, trapped equity, income resilience and planned compliance spend.

UPCOMING EXPIRIES

Remortgage & Product Transfer Radar

1by 6 months
0by 12 months
1by 18 months
  • 12 Oak Street, Leeds LS1 · 2027-01 · Example Bank
  • 8 Market Lane, York YO1 · 2027-10 · Example Building Society
RELEASABLE CAPITAL

Lazy Equity & Refinance Potential

Total portfolio equity£385,000
Weighted average LTV51.6%
  • 12 Oak Street, Leeds LS1 · 46.9% LTV · up to £90,000 headroom
  • 8 Market Lane, York YO1 · 54.7% LTV · up to £96,250 headroom
ICR DIAGNOSTIC

Yield & Stress Test Health

Portfolio gross yield7.0%
  • Top: 8 Market Lane, York YO1 · 8.1% yield · 352% current-pay ICR
  • 12 Oak Street, Leeds LS1 · 5.4% yield · 305% current-pay ICR
COMPLIANCE WATCH

EPC & Refurbishment CapEx Schedule

  • 8 Market Lane, York YO1 · EPC D · boiler 10+ yrs · planned 2027

Lock In Your 6-Month Remortgage Alerts & Bank-Ready Business Plan

Receive a comprehensive 8-page PDF Business Plan for lender submission, plus enrollment in Acorn's automated Portfolio Expiry Monitor to ensure you never miss a refinance window.

Your data is held securely under UK GDPR and the Data Protection Act 2018. Submitting this form allows Acorn.finance (FCA #660207) to review your credit requirement. Initial assessments involve a soft search only, which will never affect your personal credit score. We will never sell your details to third-party marketers.

Important Regulatory Notice

Acorn Finance is a specialist credit broker authorised and regulated by the FCA (#660207), not a financial planning firm or accountant. The Portfolio Business Plan & Asset Intelligence Engine provides forecasting models and tracking tools to assist in managing commercial credit applications under PRA guidelines. Formal loan sanctioning remains subject to full underwriting, credit assessment, and property valuation.

Knowledge & Next Steps

Continue Your Portfolio Planning