Acorn Portfolio Desk · PRA-Compliant Asset Tracker & Business Planner

Portfolio Landlord Business Plan & Asset Intelligence Engine

Model your 5-year growth goals, log individual property performance, track fixed-rate expiry dates, and identify equity release opportunities before hitting lender SVRs.

Build Your Portfolio Plan

Two-Way Data Input Engine

Build or Import Your Property Schedule

Start with a spreadsheet or add each asset manually. Every change refreshes the diagnostics below.

Add properties individually, or import a schedule and return here to review every mapped field.

Property 1

12 Oak Street, Leeds LS1

Property Address / Postcode

Property Type

Estimated Market Value (£)

Outstanding Mortgage Balance (£)

Monthly Rent (£)

Current Lender

Current Interest Rate (%)

Fixed-Rate Expiry Month & Year

Current EPC Rating

Boiler Age

Planned Refurbishment Year

Property 2

8 Market Lane, York YO1

Property Address / Postcode

Property Type

Estimated Market Value (£)

Outstanding Mortgage Balance (£)

Monthly Rent (£)

Current Lender

Current Interest Rate (%)

Fixed-Rate Expiry Month & Year

Current EPC Rating

Boiler Age

Planned Refurbishment Year

Live Portfolio Intelligence

Real-Time Portfolio Diagnostics

A live view of upcoming refinance pressure, trapped equity, income resilience and planned compliance spend.

UPCOMING EXPIRIES

Remortgage & Product Transfer Radar

Upcoming mortgage expiries by month band
by 6 months	by 12 months	by 18 months
1	1	1

12 Oak Street, Leeds LS1 · 2027-01 · Example Bank
8 Market Lane, York YO1 · 2027-10 · Example Building Society

RELEASABLE CAPITAL

Lazy Equity & Refinance Potential

Releasable capital metrics
Total portfolio equity	£385,000
Weighted average LTV	51.6%

12 Oak Street, Leeds LS1 · 46.9% LTV · up to £90,000 headroom
8 Market Lane, York YO1 · 54.7% LTV · up to £96,250 headroom

ICR DIAGNOSTIC

Yield & Stress Test Health

Portfolio yield metrics
Portfolio gross yield	7.0%

Top: 8 Market Lane, York YO1 · 8.1% yield · 352% current-pay ICR
12 Oak Street, Leeds LS1 · 5.4% yield · 305% current-pay ICR

COMPLIANCE WATCH

EPC & Refurbishment CapEx Schedule

8 Market Lane, York YO1 · EPC D · boiler 10+ yrs · planned 2027

Lock In Your 6-Month Remortgage Alerts & Bank-Ready Business Plan

Receive a comprehensive 8-page PDF Business Plan for lender submission, plus enrollment in Acorn's automated Portfolio Expiry Monitor to ensure you never miss a refinance window.

Full Name

Primary Email Address

Mobile Phone Number

Contact Preference

I agree to the Acorn.finance Terms of Service and Privacy Policy.

Keep me updated with market insights, yield alerts, and 6-month remortgage rate expiry reminders via Email, SMS, or WhatsApp. (Optional — your enquiry will be processed regardless. You can unsubscribe at any time).

Adverse Credit Self-Disclosure: Please let us know if you currently have any history of missed payments, defaults, CCJs, or debt arrangements. We do not perform credit bureau searches at this initial stage.

Your data is held securely under UK GDPR and the Data Protection Act 2018. Submitting this form allows Acorn.finance (FCA #660207) to review your credit requirement. We will never sell your details to third-party marketers.

Important Regulatory Notice

Acorn.finance is a specialist credit broker authorised and regulated by the FCA (#660207), not a financial planning firm or accountant. The Portfolio Business Plan & Asset Intelligence Engine provides forecasting models and tracking tools to assist in managing commercial credit applications under PRA guidelines. Formal loan sanctioning remains subject to full underwriting, credit assessment, and property valuation.

Knowledge & Next Steps

Continue Your Portfolio Planning