£353m
turnover of Dundee’s creative and digital industries in 2022
Technology and gaming
Finance for Technology and Gaming Businesses in Scotland
Commercial property, equipment and asset finance for games studios, software firms and technology businesses, from Dundee’s games cluster to Edinburgh’s fintech sector.
- Broker since 1997
- 575+ lenders
- Led from Dundee
Scotland’s technology and gaming base
1,045 to 2,125
jobs in Scotland’s games studios between 2015 and the latest government figures
Up to £20m
UK Government backing announced in March 2026 to grow the Tay Cities creative technology sector
Around 40
games studios in Dundee, more games developers per head than any other UK city
What technology businesses typically need
Technology and games businesses often carry little physical security, so lenders look at contracts, recurring revenue and the strength of the team as well as assets. Funding needs usually fall into three groups.
Tax reliefs for research and development and for games development can affect cash flow and how lenders view a business. Your accountant is the right person to advise on those.
- Equipment: servers, workstations, render and compute hardware, motion capture and studio equipment
- Premises: buying studio or office space instead of renting, using a commercial mortgage where the business can support the repayments
- Growth: fit-out of new space, and bridging finance while a longer-term facility is arranged
Where to start
Technology hardware finance
Servers, compute clusters, workstations and studio equipment.
Commercial mortgages
Buy your studio or office space rather than renting.
Bridging finance
Short-term funding for time-critical property purchases.
Dundee and Tayside
How we work with businesses in Dundee’s technology cluster.
Tell us about your business
Tell us what you want to finance and a little about your business. We’ll come back to you with options. There is no obligation, and we don’t carry out a credit search at this initial stage.
Technology and gaming finance FAQs
Often. Equipment finance is based on the hardware and your trading position, and some lenders are comfortable with studios that have contracts or publisher funding behind them.
Yes, usually to buy owner-occupied premises. Lenders look at profit, contracts and the property itself rather than the software.
Often, either as asset finance or as part of a property facility. It depends on what is being installed and the lender.
Related
Sources
This page is general information only and is not legal, tax or financial advice. Figures come from the published sources listed on this page and were correct when last reviewed. Lender availability, terms and criteria vary and are subject to status and underwriting.
Paul Thompson, trading as Acorn.finance, is authorised and regulated by the Financial Conduct Authority (FRN 660207). Not all of the finance we arrange is regulated by the FCA.
Last reviewed: 11 November 2026